The Basics - Who is this Dave Ramsey guy?

Dave Ramsey.  Never heard of him?  It's ok!  You're not alone.  And coincidentally enough, we're here to introduce you to him!  If you've ever made money, spent money, gave money, or saved money you'll want to meet Dave.  Or at least, we want you to meet Dave!  So in order for us to introduce you to Dave, maybe we should tell you how we met Dave:

She Said - My Aunt got me Dave Ramsey 'Total Money Makeover' for Christmas when I was a Sophomore at Virginia Tech.  I'll be honest my first reaction was ...a book?  But since I was home for Christmas break, I figured I'd at least read it a little before bed to see what it was about.  Well, I started reading it...and couldn't stop.  At that point, I definitely wouldn't say I was a huge Dave follower, but I was definitely a Dave fan.  I was decent at saving money, and reading the book just made me more aware of spending vs. saving.  Soon after Derek and I got married, we decided to become Dave followers instead, and the rest was history!  Or well, actually, the rest is still happening!

He Said - I'd heard of Dave through Rachel's parents but never really had an interest in learning about him until I began watching this family on Youtube called the Shaytards (look them up). This family makes daily videos on Youtube, kinda like a reality show, and they are big Dave fans. On one of the videos they called into Dave's radio show and did their debt free scream (To Be Explained Later). Since we already had the book I decided to read a little, then a little turned into the whole book in a couple days. Ever since we've been obsessed learning, living and spreading his word. 

Ok, so the question still stands - Who is this Dave Ramsey guy?  Well, to describe him quickly, Dave Ramsey is a financial expert.  To describe him thoroughly, Dave Ramsey is a financial expert who is blunt, motivational, experienced, knowledgeable, encouraging, practical, and well, just plain good at what he does. What he teaches is not rocket-science, it's common-sense practical money handling, but he teaches it in such a way that you get psyched about KILLING DEBT!  Or if you're already out of debt, he makes you excited about SAVING MONEY!  Or if you've already saved a chunk of money, he teaches you how to INVEST wisely!  See the pattern?  He teaches you what to do with money regardless of what money situation you're in.  

So now that we've formally introduced you to Dave, we hope to get started on introducing you to things we've learned from Dave.